Category Archives: Phil Cannella Truth
What is Retirement Really Like?
When people typically picture retirement we think of lots and lots of free time and being able to do exactly what you want, when you want and that includes traveling. However, when talking to retirees there are some things that occur that affect retirement. Here are some things to give you more of a realistic idea of what retirement is like. You won’t get as bored as you think. Some people think that you won’t be able to find enough stuff to fill your days, Read More +
Questions to Ask Your Employer about Your 401(k) plan
Defined-benefit pension plans are shrinking in number. So mow more than ever retirement funds and saving for retirement has started to become a responsibility of the employers. Many employers are now switching over to plans such as the 401(k), which are defined contribution plans. How good is the 401(k) match? If your employer offers employer match, the smartest move is to at least contribute enough money into your account to take advantage of the funds that your employer can pitch in. To determine how much Read More +
Phil Cannella Creates a Crash Proof Retirement for Dom and Linda Magazu
Phil Cannella’s exclusive Crash Proof Retirement System has helped over 4,000 people have a more safe and secure retirement. Today, we focus the Crash Proof Consumer “Spotlight” on Crash Proof consumers: Dom and Linda Magazu of Gibbstown N.J Prior to their decision to becoming Crash Proofed, the Magazus were courted by a securities advisor with disastrous results. The financial firm they went with turned out to be a complete fraud. Once the deal was done, neither the firm nor the Magazu’s money were ever seen Read More +
Phil Cannella Talks to Retirees on the Market
Phil Cannella stands against an industry that is fighting to keep retirement assets at risk. A sizeable percentage of the investments found in the stock market belongs to Americans aged 50 and up, so you might understand why the Securities Exchange Commission is protective over its market and why its representatives—your financial advisors—want to protect it. Phil Cannella often points out at his educational events that it’s retiree’s money that’s fueling the securities industry. Think about the millions of dollars in taxes that the government Read More +
Phil Cannella Spearheads Industry Reform
Phil Cannella, has been a leading insurance and financial professional for for almost 40 years, and has been at the vanguard of a movement to reform the financial services industry. He is leading the charge to bring real fiduciary responsibility to financial advisors so that American retirees can get the real and true financial help they deserve. Phil Cannella believes the real problem is that too many financial professionals are not acting in the best interest of their clients because the best interests of the Read More +
Phil Cannella Explains Long-Term Care Insurance
Phil Cannella has a great deal of experience when it comes to long-term care insurance. He has been in the industry for almost 40 years now, offering this form of insurance, and he understands it better than most insurance professionals in the industry. Phil Cannella says that over the last 40 years, long-term care insurance has evolved and changed, and that today’s consumers need to understand what it is. Phil Cannella says that unlike traditional health insurance, long-term care insurance is designed to cover long-term Read More +
Phil Cannella Helps with Retirement Phase of Life
Phil Cannella doesn’t look upon retirement as “the end of a cycle but rather the beginning of a brand new cycle.” While some would say that retirement signifies the approaching end of life, Phil Cannella looks at retirement as the beginning of a completely new aspect of life. In his own words: “While my grand pop and many others like him in this great country of ours believe that retirement is the end of the road, and that the planning is over, that simply isn’t Read More +
Phil Cannella Stands up to Wall Street Giants
Phil Cannella is quick to slam advisors on Wall Street due to their lack of fiduciary responsibility and is one of the few retirement experts who will stand up to these “Wall Street titans:” demanding that they hold true to their mission statements rather than holding true to their own pocket books. Phil Cannella has long been appalled by the amount of fees and commissions that so many Wall Street brokers “steal” from their clients. The word “steal” is used advisedly as they don’t call Read More +
Phil Cannella Talks Changes to Social Security Benefits
Phil Cannella is not happy with all the changes that have been made to Social Security as a result of the 2015 budget act. This piece of legislation was introduced in order to raise the debt ceiling by $1.5 trillion dollars to prevent yet another government shutdown. It’s bad enough that there is unfettered spending throughout the U.S. government, but the curtailing of Social Security benefits to those who depend on it the most is deeply troubling to Phil Cannella. Through his proprietary Crash Proof Read More +
Phil Cannella says Economy Not Growing
Phil Cannella is quick to tell investors the truth about the current economy, which is often not exposed by the mainstream media. For the last 3-4 years many consumers have felt extremely bullish about the market because they have seen the S&P and Dow, along with other indexes, catapult to new highs over the last several years. With this consumer optimism, investors have flocked to the markets in the hopes of generating more wealth. The real question is, however: How long will this bullish optimism Read More +
Phil Cannella Discusses Frailty of World Economy
Phil Cannella is renowned for his accurate predictions of world economic conditions and his savvy interpretations of geopolitical events. He has also been prescient in how these world events impact the lives of Americans and more specifically the lives of people in retired years. By way of a history, Phil Cannella learned the rules of life in the school of hard knocks. It was by living life in the real world that he learned the laws of survival. It wasn’t by studying in an ivory Read More +
Phil Cannella is a Financial Guardian
Phil Cannella has been praised by most of the thousands of consumers who have had their retirements Crash-Proofed thanks to the exclusive Crash Proof Retirement System. It is not just that Phil has protected his client’s assets from market risk and volatility; it is that Phil has given his clients a retirement they can enjoy, a retirement they hoped for, a retirement they waited a lifetime for. In Phil’s words: “What is the point of working your life and amassing a bunch of money, and Read More +
Phil Cannella Slams Wall Street Greed
Unlike many financial advisers in the securities industry , Phil Cannella doesn’t charge his Crash Proof consumers for his services. Phil Cannella is not a licensed securities adviser nor does he ever recommend securities for his clients. Phil Cannella is a consumer advocate who has created the exclusive Crash Proof Retirement System for people in or near retirement who want to protect the principal they’ve earned yet allow for the possibility of gaining interest. Unlike Wall Street, there are no fees (hidden or otherwise) in Read More +
President Obama Validates Phil Cannella And Crash Proof Retirement
The President of the United States echoes Phil Cannella’s message on fiduciary duty. Every weekend, Phil Cannella and Joann Small host The Crash Proof Retirement Show on Philadelphia’s number-one talk radio station, Talk Radio 1210 WPHT. This 50,000-watt station has the capability to reach 38 states as well as Canada. Apparently, the signal’s been reaching Washington D.C. On February 23, 2015, President Barack Obama gave a speech at AARP headquarters in Washington, D.C. in which he bemoaned the lack of fiduciary duty and the rampant Read More +
Phil Cannella – Phillip Cannella in the News: Phil Cannella Elucidates on the Responsibilities of Wielding the Sword of Truth
Phil Cannella – Phillip Cannella News: Phil Cannella has a system that he has built and refined over the years that is built on the very foundation of truth. But what does “wielding the Sword of truth” really mean? I think of a knight in shining armor gallivanting around the country side in days gone by. Is this what is meant? The answer to this question comes from Phil Cannella himself. He says, “Wielding the Sword of Truth means I always deal from a position of Read More +
Phil Cannella – Phillip Cannella in the News: Phil Cannella Strikes Out At the Lies
Phil Cannella – Phillip Cannella News: Phil Cannella is diametrically opposed to those who purvey lies in order to serve their own ends. In Phil Cannella’s books, there is no greater harm that one can do in the financial industry than to take advantage of the ignorance of the many to line one’s own pockets. Phil Cannella disagrees with the way financial services are offered to seniors for it preys on this ignorance to make a gain for oneself. Phil Cannella sees little benefit for the Read More +
Phil Cannella – Phillip Cannella in the News: Phil Cannella Shows Us the Power of the Sword of Truth
Phil Cannella – Phillip Cannella News: Phil Cannella has a Sword of Truth. To some this may sound like no more than a marketing slogan. If it were just a slogan we would have to question why it is so successful, for only truth begets success. We asked Phil Cannella what exactly is the Sword of Truth? “The Sword of Truth represents the philosophies by which I choose to live and is a simple yet powerful concept. It is a double-edged sword; one edge represents accurate Read More +
Phil Cannella – Phillip Cannella in the News: Phil Cannella Talks About Truth
Phil Cannella – Phillip Cannella News: Phil Cannella has a powerful tool in his arsenal and that tool is “truth.” Now that word has boggled philosopher’s minds for centuries upon centuries who are always seeking to uncover basic truths of the universe. For Phil Cannella it is about providing the truth in terms of the real facts of the financial world and real solutions to the issues facing the American retiree. When someone lies, they are doing a disservice, not only to the person they are Read More +
Phil Cannella – Phillip Cannella in the News: Phil Cannella Explains the Sword of Truth
Phil Cannella – Phillip Cannella News: Phil Cannella utters some deep words when he says that he wields the Sword of Truth. What exactly is that you may ask? In the words of Phil Cannella himself, “in my personal life, as in my financial practice, I have strived to wield what I call the Sword of Truth. The Sword of Truth represents the philosophies by which I choose to live and is a simple yet powerful concept. It is a double-edged sword; one edge represents accurate Read More +
Phil Cannella – Phillip Cannella in the News: Phil Cannella Talks About the Tax-Addicted IRS
Phil Cannella – Phillip Cannella News: Phil Cannella, like many of us, is not too fond of the IRS. Why should we be? We work hard every day just to make ends meet and then see a large portion of our paycheck taken away from us without our volition. Compare this to what Phil Cannella says about the stock market, which can wipe out your savings in one fell swoop. So which one is worse, the IRS or the stock market? Who knows. But Phil Cannella Read More +
Phil Cannella – Phillip Cannella in the News: Phil Cannella Shows You How to Escape Unnecessary Taxation
Phil Cannella – Phillip Cannella News: Phil Cannella knows how to help you reduce your taxes in a legal way! While many can help you reduce your taxes by using methods that may not pass an IRS audit, Phil Cannella can do quote the opposite. His methods are right in keeping with IRS laws and regulations. This is what makes Phil Cannella such a popular public speaker. He has these golden nuggets of valuable information that he provides to his audience to help them with real Read More +
Phil Cannella – Phillip Cannella in the News: Phil Cannella Boosts his Efforts to Educate in 2014
Phil Cannella – Phillip Cannella News: Phil Cannella has maintained a mission to educate Americans on the little known investment options available to them that are truly Crash Proof, meaning even in a financial crisis your retirement finances are safe. Coming off of record breaking bull market in 2013, Phil Cannella’s expert opinion is that markets are primed for a correction, or even a crash. Phil Cannella has assumed the personal obligation to do everything in his power to spread his knowledge of these Crash Proof Read More +
Phil Cannella on Voice of Reason with Larry Kane
Retirement Phase Expert Phil Cannella appears on Larry Kane’s “Voice of Reason” as an expert panelist along with Temple University’s Dr. Bruce Rader and Senior Economist Ryan Sweet of Moody’s Analytics. The men discussed topics that concern retirees, like scandals on Wall Street, Risk and Retirement, and Financial Literacy.
Phil Cannella Protects Clients through Recorded Lines
Phil Cannella prides himself in being a consumer advocate and proves this by recording all of the phone calls in and out of First Senior Financial Group. The recorded lines help protect the clients from any kind of corruption or misinformation. The analysts and review team are all held accountable for their actions and what is said to clients; Phil Cannella holds them to this. The recorded lines are a more of a benefit for the client than for the firm. Should a conflict of Read More +
Phil Cannella Provides a Fiduciary Responsibility
First Senior Financial Group and its founder, Phil Cannella, have a salaried Design Team that is utilized to provide a fiduciary responsibility to all of its clients. Most financial advisors pick out investment instruments that benefit them more than it does the consumer. Phil Cannella avoids this by employing a licensed staff who analyze and chose the investment vehicles based on a client’s needs, including but not limited to asset level, income needs, and the desire intent of the funds. The Design Team is paid Read More +
